You may have chosen freelancing for the creative freedom, flexibility, and maybe even the allure of unlimited earning potential. But let's be real—managing finances wasn't the thing that got you excited about starting your own business. That’s exactly why this course was created: to help creatives like you build a system for managing your finances so you can spend less time focused on the numbers and more time focused on your craft.
🔴 Always chasing payments?
🔴 Wondering where your money is going?
🔴 Struggling to budget between inconsistent client work?
🔴 Frustrated with being great at your craft but bad with your money?
Most creative freelancers struggle with money management at some point. The good news? It doesn’t have to be this way! With the right system, you can master your finances and finally feel confident about your cash flow.
The Freelance Cash Flow Course You Wish You Had Sooner
Learn the system that successful creative freelancers use to track, manage, and grow their income:
✅ Take the Guesswork Out of Managing Your Freelance Cash Flow Know exactly where your money is going and when.
✅Learn How to Manage the 'Feast or Famine' Money Cycle Smooth out the ups and downs so you always have money available.
✅Develop Financial Confidence Feel good about your finances and breathe knowing your money is under control.
$222 Online Course
An Expert Led Self-Paced Course Designed to Help You Build A Money Management System That Works For You
Course Overview
Get to know your instructor, Monica Eaton—an Accredited Financial Counselor and personal finance author—who’s helped countless freelancers just like you. You’ll walk away with a clear roadmap of what’s ahead, so you feel grounded and ready to take control of your freelance finances from day one.
You’re not alone if money management feels overwhelming. In this module, you’ll uncover why finances can feel extra chaotic as a freelancer—and lay the groundwork for simplifying your systems so you can focus on your craft, not your cash flow headaches.
Just because you’re making money doesn’t mean your bank account shows it. This module helps you break down the crucial difference between profit and cash flow, so you can finally understand why you're still feeling tight on funds—and what to do about it.
Stop winging it. You’ll get a preview of the exact cash flow management steps we’ll cover in the course—so you can start envisioning how much smoother your finances will feel once everything’s in place.
Money beliefs shape your business results. In this module, you’ll uncover hidden mindset blocks, shift into a healthier relationship with money, and start building habits that support abundance, not avoidance.
Unlock the power of goal-setting to drive your business forward. You’ll develop primary goals for your business and uncover your motivations for achieving them.
No more jumbled bank accounts or guessing where your money went. You’ll get simple systems for keeping your business and personal finances separate, tracking income and expenses with ease, and laying the foundation for stress-free money management.
Clarity is power. You’ll pinpoint your most profitable income streams, dive into your pricing structure and streamline your invoicing so cashflow is steady and predictable.
Understanding your expenses is key to staying afloat in slow months. In this module, you’ll dissect your spending habits, get clarity on what's essential, and plan ahead for lean seasons.
Freelance income can be up and down—but your peace of mind doesn’t have to be. Learn how to set up savings for taxes, emergencies, and future goals so you can stop operating in survival mode.
You’ll learn how to forecast your income, spot gaps before they happen, and confidently manage your money month-to-month—so financial uncertainty becomes a thing of the past.
Watch the entire system in action with a real-life freelancer case study. You’ll see how these strategies work in practice—and walk away knowing you can create the same transformation in your own business.
Video Preview
In this short clip, you’ll get a taste of what it’s like to learn inside Cash Flow Essentials for the Creative Freelancer.
Graphic Designer
" I knew I was making money, but I never truly understood where it was going or how to manage it effectively. Monica's course broke everything down in such a simple and actionable way. Now, I have a clear system in place, and I feel confident about my cash flow. If you're a freelancer struggling with finances, this course is a game-changer!"
Copywriter & Content Strategist
"I was amazed by how much information was packed into this course. Monica has masterfully compiled everything a freelancer needs to know about managing money into one comprehensive program. The insights and practical tools provided exceeded my expectations, and I’m blown away by the incredible value this course offers!"
Freelance Illustrator
"I’ve taken other money management courses before, but none of them were as tailored to freelancers as this one. Since finishing the course, I’ve streamlined my invoicing and I'm a lot less stressed about slow-paying clients. Definitely worth the investment!"
Hi there!
I’m Monica, your guide for 'From Invoice to Income: Cashflow Essentials for the Creative Freelancer.'
As an Accredited Financial Counselor (AFC®) and a 10-year veteran of the banking industry, I’ve had the privilege of working closely with business owners to tackle their biggest financial challenges.
Over the years, I’ve learned that many freelancers and small business owners excel in their craft but often feel overwhelmed when it comes to managing their finances. That’s why I created Cashflow Essentials: to make financial management approachable, practical, and empowering.
Let’s simplify your finances and set your business up for long-term success!
Your Investment
The successful freelancer needs a tried-and-true method for keeping their finances on track.
With everything included in this course, hiring a financial coach or accountant to walk you through these concepts could easily cost you $1,500 or more. Instead, you can access expert guidance, a proven cash flow management system, and all the tools you need for a fraction of the cost.
For just $222 you'll get✅365-days of Access to 'Cash Flow Essentials' and the 'Cash Flow Essentials Workbook':
✅Learn How to Organize Your Freelance Finances in A Way That Works for You
✅Build A Money Mindset That Sets You Up For Long-Term Success
✅Unpack the differences between cashflow and profit
✅Get Clarity on Where Your Money Is Coming From and Where It’s Going
✅Discover How to Project Your Cashflow and Plan for Lean Times
✅Gain Practical Tools and Systems for Managing Your Finances with Ease
This course is designed for creative freelancers who want to take control of their finances and build a more sustainable business. Whether you're a graphic designer, writer, photographer, artist, coach, or any other creative entrepreneur, if you struggle with inconsistent income, cash flow management, or financial stress, this course is for you!
With your enrollment, you get:
✅ Full access to the course modules covering everything from tracking income to stabilizing your cash flow.
✅ Downloadable templates & tools to help you implement what you learn.
✅ A step-by-step system to organize your finances—no more guessing where your money is going!
✅ Bonus resources to make money management easier and stress-free.
This is a one-time payment with no hidden fees!
You’ll have access to the course for 365 days (one full year) from the start date. This gives you plenty of time to go through the materials, apply what you’ve learned, and revisit the lessons whenever you need.
No, this course is not a substitute for professional financial, tax, or legal advice. It is designed to help freelancers understand cash flow, implement practical financial systems, and manage their income more effectively. If you need personalized financial or tax advice, please consult a professional.
This is a self-paced course, meaning you can complete it on your own schedule. Some freelancers finish in a weekend, while others spread it out over weeks—you decide what works best for you!
The course officially starts on March 18th! Once it launches, you’ll receive an email with login details and full access to all materials
While the course includes valuable tips and tools that freelancers anywhere can implement, the financial strategies, tax considerations, and banking insights are based on the U.S. financial system. If you’re outside the U.S., many of the concepts will still apply, but you may need to adjust certain aspects to fit your country’s regulations.
Great question! Before diving into the course, it’s important to know what you’re agreeing to. Our Terms and Conditions outline everything you need to know—like course access, payments, refunds, and how to get the most out of your enrollment.
We keep it simple, but it’s always a good idea to give it a quick read! You can find the full Terms and Conditions here. If you have any questions, don’t hesitate to reach out at hey@moneywithmoni.com.